What our proposition covers
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Based on our extensive research, we know that advisers are looking for a comprehensive package of products and services offered in an advice proposition that effectively creates a one-stop shop, catering for the cradle-to-grave needs of their clients. That’s why we’ve made our offering as broad-based as possible and deliver it in the form of an easily-accessed package backed by a range of valuable additional advisory services and intuitive online functionality.
When considering an advice proposition, we know that advisers are looking for the right kind of support and back-up to enable them to do what they do best, spending time advising their clients and developing long-lasting and profitable relationships. To that end, we offer a wide range of investment options, designed to meet the needs of customers within different market segments, from transactional clients to high net-worth individuals.
We believe that what we have to offer is a fresh and innovative approach to financial planning provision and adviser support. Within our service, we carry out the complex and time-consuming administration and back-office activities, leaving advisers with more time to develop their business.
By offering a choice of carefully-selected risk-targeted multi-asset funds, ethical investments, model portfolio solutions and specialist investment vehicles, we offer advisers a broad range of choice and the opportunity to provide their clients with the most appropriate mix for their specific requirements.
In addition, we provide extensive technical and research capabilities, a paraplanning service that works closely with compliance, policy and technical experts to ensure you give the best and most appropriate advice, and support for specialist investments such as Venture Capital Trusts and Enterprise Investment Schemes.
THE VALUE OF INVESTMENTS AND THE INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.
We offer a range of funds and bonds designed to assist clients in saving and planning for a comfortable retirement. These can be used in combination to meet a variety of goals and needs.
We provide a pension switching tool that helps advisers assess the costs involved in moving a client to a different pension scheme, it also analyses the variable factors and calculates the potential for future returns. Our cash flow analyser tool provides valuable insight into a client’s income position and produces reports that help them understand their likely income needs at different stages of their retirement.
A PENSION IS A LONG TERM INVESTMENT, THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.
Our proposition gives access to a range of high-quality protection policies from major UK insurance providers, catering for client needs at all major life stages. Life policies, income protection and critical illness cover are just some of the types of cover available, and advisers have the facility to research and compare policies on offer from our chosen partners.
Advisers are offered access to hundreds of different mortgage and secured loans on offer across the market. These include products from major high-street names, as well those offered by more specialised lenders who only operate in the intermediary market, all selected to cater for a wide spectrum of needs.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT
With Inheritance Tax figuring more highly in family finance planning, more clients are looking for help and advice in mitigating their tax liability. We offer paraplanning support to assist advisers with developing strategies aligned to their clients’ personal circumstances.
If you don’t offer any of these services then we have an easy-to-use referral process which we can talk through with you.